Pioneer Bancorp, Inc. (PBFS) DCF Valuation
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Pioneer Bancorp, Inc. (PBFS) Bundle
Explore the financial future of Pioneer Bancorp, Inc. (PBFS) with our user-friendly DCF Calculator! Enter your projections for growth, margins, and expenses to calculate the intrinsic value of Pioneer Bancorp, Inc. (PBFS) and enhance your investment strategy.
Discounted Cash Flow (DCF) - (USD MM)
Year | AY1 2020 |
AY2 2021 |
AY3 2022 |
AY4 2023 |
AY5 2024 |
FY1 2025 |
FY2 2026 |
FY3 2027 |
FY4 2028 |
FY5 2029 |
---|---|---|---|---|---|---|---|---|---|---|
Revenue | 64.5 | 57.6 | 56.5 | 79.7 | 74.2 | 78.2 | 82.4 | 86.9 | 91.6 | 96.5 |
Revenue Growth, % | 0 | -10.71 | -1.94 | 41.16 | -6.9 | 5.41 | 5.41 | 5.41 | 5.41 | 5.41 |
EBITDA | .0 | .0 | 16.1 | 30.6 | .0 | 10.5 | 11.0 | 11.6 | 12.2 | 12.9 |
EBITDA, % | 0 | 0 | 28.49 | 38.34 | 0 | 13.37 | 13.37 | 13.37 | 13.37 | 13.37 |
Depreciation | 2.9 | 2.9 | 2.8 | 2.7 | .0 | 2.8 | 2.9 | 3.1 | 3.2 | 3.4 |
Depreciation, % | 4.51 | 4.96 | 4.88 | 3.39 | 0 | 3.55 | 3.55 | 3.55 | 3.55 | 3.55 |
EBIT | -2.9 | -2.9 | 13.3 | 27.9 | .0 | 7.7 | 8.1 | 8.5 | 9.0 | 9.5 |
EBIT, % | -4.51 | -4.96 | 23.6 | 34.95 | 0 | 9.82 | 9.82 | 9.82 | 9.82 | 9.82 |
Total Cash | 231.3 | 589.4 | 854.4 | 465.3 | 294.3 | 78.2 | 82.4 | 86.9 | 91.6 | 96.5 |
Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Account Receivables | 3.5 | 4.0 | 4.6 | 1,151.4 | 1,351.6 | 34.5 | 36.4 | 38.3 | 40.4 | 42.6 |
Account Receivables, % | 5.38 | 7.03 | 8.19 | 1444.82 | 1821.77 | 44.12 | 44.12 | 44.12 | 44.12 | 44.12 |
Inventories | -160.6 | -329.4 | .0 | 986.5 | .0 | -15.6 | -16.5 | -17.4 | -18.3 | -19.3 |
Inventories, % | -249.15 | -572.16 | 0 | 1237.93 | 0 | -20 | -20 | -20 | -20 | -20 |
Accounts Payable | 7.8 | .0 | .0 | .0 | .0 | 1.9 | 2.0 | 2.1 | 2.2 | 2.3 |
Accounts Payable, % | 12.03 | 0 | 0 | 0 | 0 | 2.41 | 2.41 | 2.41 | 2.41 | 2.41 |
Capital Expenditure | -1.7 | -.6 | -.8 | -.5 | -.8 | -1.1 | -1.1 | -1.2 | -1.2 | -1.3 |
Capital Expenditure, % | -2.64 | -1.04 | -1.38 | -0.56595 | -1.13 | -1.35 | -1.35 | -1.35 | -1.35 | -1.35 |
Tax Rate, % | 21.38 | 21.38 | 21.38 | 21.38 | 21.38 | 21.38 | 21.38 | 21.38 | 21.38 | 21.38 |
EBITAT | -1.9 | -1.2 | 10.3 | 21.9 | .0 | 5.2 | 5.5 | 5.8 | 6.1 | 6.5 |
Depreciation | ||||||||||
Changes in Account Receivables | ||||||||||
Changes in Inventories | ||||||||||
Changes in Accounts Payable | ||||||||||
Capital Expenditure | ||||||||||
UFCF | 164.2 | 161.5 | -317.7 | -2,109.0 | 785.4 | 1,341.6 | 6.4 | 6.8 | 7.1 | 7.5 |
WACC, % | 11.78 | 9.83 | 12.59 | 12.72 | 12.71 | 11.93 | 11.93 | 11.93 | 11.93 | 11.93 |
PV UFCF | ||||||||||
SUM PV UFCF | 1,217.4 | |||||||||
Long Term Growth Rate, % | 2.00 | |||||||||
Free cash flow (T + 1) | 8 | |||||||||
Terminal Value | 77 | |||||||||
Present Terminal Value | 44 | |||||||||
Enterprise Value | 1,261 | |||||||||
Net Debt | -151 | |||||||||
Equity Value | 1,412 | |||||||||
Diluted Shares Outstanding, MM | 25 | |||||||||
Equity Value Per Share | 55.99 |
What You Will Get
- Real Pioneer Bancorp Data: Preloaded financials – from revenue to EBIT – based on actual and projected figures for Pioneer Bancorp, Inc. (PBFS).
- Full Customization: Adjust all critical parameters (yellow cells) like WACC, growth %, and tax rates to fit Pioneer Bancorp's specific needs.
- Instant Valuation Updates: Automatic recalculations to analyze the impact of changes on Pioneer Bancorp's fair value.
- Versatile Excel Template: Tailored for quick edits, scenario testing, and detailed projections relevant to Pioneer Bancorp, Inc. (PBFS).
- Time-Saving and Accurate: Skip building models from scratch while maintaining precision and flexibility for Pioneer Bancorp, Inc. (PBFS).
Key Features
- Comprehensive Financial Data: Gain access to precise historical performance and future forecasts for Pioneer Bancorp, Inc. (PBFS).
- Tailored Forecast Inputs: Modify highlighted fields such as WACC, growth rates, and profit margins to fit your analysis.
- Real-Time Calculations: Enjoy automatic updates for DCF, Net Present Value (NPV), and cash flow assessments.
- User-Friendly Dashboard: Intuitive charts and summaries to clearly present your valuation outcomes.
- Designed for All Skill Levels: A straightforward and accessible layout suitable for investors, CFOs, and consultants alike.
How It Works
- Download: Get the pre-prepared Excel file containing Pioneer Bancorp, Inc.'s (PBFS) financial data.
- Customize: Modify forecasts such as revenue growth, EBITDA %, and WACC according to your needs.
- Update Automatically: The intrinsic value and NPV calculations refresh in real-time as you make changes.
- Test Scenarios: Develop various projections and instantly compare the results.
- Make Decisions: Leverage the valuation findings to inform your investment approach.
Why Choose This Calculator for Pioneer Bancorp, Inc. (PBFS)?
- Accuracy: Leveraging real Pioneer Bancorp financials for precise data.
- Flexibility: Tailored for users to easily experiment and adjust inputs.
- Time-Saving: Eliminate the need to construct a DCF model from the ground up.
- Professional-Grade: Crafted with the precision and usability expected by CFOs.
- User-Friendly: Intuitive design makes it accessible for users without extensive financial modeling skills.
Who Should Use This Product?
- Investors: Accurately assess Pioneer Bancorp, Inc.’s (PBFS) fair value prior to making investment choices.
- CFOs: Utilize a high-quality DCF model for financial reporting and analysis specific to Pioneer Bancorp, Inc. (PBFS).
- Consultants: Efficiently modify the template for valuation reports tailored to Pioneer Bancorp, Inc. (PBFS) clients.
- Entrepreneurs: Acquire knowledge on financial modeling practices employed by leading banks like Pioneer Bancorp, Inc. (PBFS).
- Educators: Implement it as a teaching resource to illustrate valuation techniques relevant to Pioneer Bancorp, Inc. (PBFS).
What the Template Contains
- Pre-Filled Data: Contains Pioneer Bancorp, Inc.'s (PBFS) historical financials and projections.
- Discounted Cash Flow Model: An editable DCF valuation model with automatic calculation features.
- Weighted Average Cost of Capital (WACC): A specific sheet for calculating WACC based on user-defined inputs.
- Key Financial Ratios: Evaluate Pioneer Bancorp, Inc.'s (PBFS) profitability, efficiency, and leverage metrics.
- Customizable Inputs: Easily modify revenue growth, profit margins, and tax rates.
- Clear Dashboard: Visual representations and tables summarizing essential valuation outcomes.