S&T Bancorp, Inc. (STBA) DCF Valuation

S&T Bancorp, Inc. (STBA) DCF Valuation
  • Fully Editable: Tailor To Your Needs In Excel Or Sheets
  • Professional Design: Trusted, Industry-Standard Templates
  • Pre-Built For Quick And Efficient Use
  • No Expertise Is Needed; Easy To Follow

S&T Bancorp, Inc. (STBA) Bundle

DCF model
Get Full Bundle:
$25 $15
$12 $7
$12 $7
$12 $7
$12 $7
$12 $7
$12 $7
$12 $7
$12 $7

TOTAL:

Take your analysis of S&T Bancorp, Inc. (STBA) to the next level! This (STBA) DCF Calculator comes with pre-populated financials and offers full flexibility to modify revenue growth, WACC, margins, and other essential assumptions to align with your projections.


Discounted Cash Flow (DCF) - (USD MM)

Year AY1
2019
AY2
2020
AY3
2021
AY4
2022
AY5
2023
FY1
2024
FY2
2025
FY3
2026
FY4
2027
FY5
2028
Revenue 299.3 339.1 340.7 374.0 389.1 416.0 444.6 475.3 508.0 543.1
Revenue Growth, % 0 13.28 0.47625 9.78 4.04 6.89 6.89 6.89 6.89 6.89
EBITDA 129.1 33.1 147.1 178.0 .0 119.5 127.7 136.5 146.0 156.0
EBITDA, % 43.12 9.76 43.19 47.58 0 28.73 28.73 28.73 28.73 28.73
Depreciation 6.3 9.5 6.8 6.6 .0 7.2 7.7 8.2 8.8 9.4
Depreciation, % 2.12 2.79 2 1.76 0 1.73 1.73 1.73 1.73 1.73
EBIT 122.7 23.7 140.3 171.4 .0 112.3 120.0 128.3 137.2 146.6
EBIT, % 41 6.97 41.18 45.82 0 27 27 27 27 27
Total Cash 169.3 1,000.1 1,831.9 210.0 233.6 310.1 331.5 354.3 378.7 404.8
Total Cash, percent .0 .0 .0 .0 .0 .0 .0 .0 .0 .0
Account Receivables .0 .0 .0 .0 .0
Account Receivables, % 0 0 0 0 0
Inventories .0 .0 .0 .0 .0 .0 .0 .0 .0 .0
Inventories, % 0 0 0 0 0 0 0 0 0 0
Accounts Payable .0 .0 .0 .0 .0 .0 .0 .0 .0 .0
Accounts Payable, % 0 0 0 0 0 0 0 0 0 0
Capital Expenditure -5.2 -5.4 -3.6 -3.9 -6.2 -5.8 -6.2 -6.7 -7.1 -7.6
Capital Expenditure, % -1.72 -1.6 -1.06 -1.03 -1.6 -1.4 -1.4 -1.4 -1.4 -1.4
Tax Rate, % 19.03 19.03 19.03 19.03 19.03 19.03 19.03 19.03 19.03 19.03
EBITAT 102.7 23.7 114.1 137.5 .0 95.7 102.3 109.4 116.9 125.0
Depreciation
Changes in Account Receivables
Changes in Inventories
Changes in Accounts Payable
Capital Expenditure
UFCF 103.9 27.7 117.3 140.2 -6.2 97.1 103.8 111.0 118.6 126.8
WACC, % 11.51 12.56 11.36 11.28 11.33 11.61 11.61 11.61 11.61 11.61
PV UFCF
SUM PV UFCF 399.8
Long Term Growth Rate, % 2.00
Free cash flow (T + 1) 129
Terminal Value 1,346
Present Terminal Value 777
Enterprise Value 1,177
Net Debt 270
Equity Value 907
Diluted Shares Outstanding, MM 39
Equity Value Per Share 23.46

What You Will Get

  • Editable Excel Template: A fully customizable Excel-based DCF Calculator featuring pre-filled financials for S&T Bancorp, Inc. (STBA).
  • Real-World Data: Access to historical data and forward-looking estimates (highlighted in the yellow cells).
  • Forecast Flexibility: Adjust forecast assumptions such as revenue growth, EBITDA %, and WACC.
  • Automatic Calculations: Instantly visualize the impact of your inputs on S&T Bancorp, Inc.'s (STBA) valuation.
  • Professional Tool: Designed for investors, CFOs, consultants, and financial analysts.
  • User-Friendly Design: Organized for clarity and ease of use, complete with step-by-step instructions.

Key Features

  • Comprehensive STBA Data: Pre-loaded with S&T Bancorp's historical financial metrics and future projections.
  • Flexible Input Options: Modify parameters such as loan growth, interest margins, cost of capital, tax rates, and capital investments.
  • Adaptive Valuation Framework: Automatically adjusts Net Present Value (NPV) and intrinsic value in response to your inputs.
  • Scenario Analysis: Develop various forecasting scenarios to evaluate diverse valuation results.
  • Intuitive User Interface: Designed to be straightforward and accessible for both professionals and newcomers.

How It Works

  • 1. Download the Template: Obtain and open the Excel file containing S&T Bancorp, Inc.'s (STBA) financial data.
  • 2. Adjust Key Inputs: Modify essential parameters such as growth rates, WACC, and capital expenditures.
  • 3. Analyze Results in Real-Time: The DCF model automatically computes intrinsic value and NPV based on your inputs.
  • 4. Explore Different Scenarios: Evaluate various forecasts to understand potential valuation results.
  • 5. Present with Assurance: Share professional valuation analyses to enhance your decision-making process.

Why Choose This Calculator for S&T Bancorp, Inc. (STBA)?

  • Precise Information: Utilize real financial data from S&T Bancorp for trustworthy valuation outcomes.
  • Flexible Options: Modify essential variables such as growth rates, WACC, and tax rates to align with your forecasts.
  • Efficiency Boost: Built-in calculations save you the hassle of starting from the ground up.
  • Expert-Level Resource: Tailored for investors, analysts, and financial consultants.
  • Easy to Use: User-friendly design and clear, step-by-step guidance make it accessible for everyone.

Who Should Use This Product?

  • Investors: Evaluate S&T Bancorp, Inc.'s (STBA) financial health before making investment decisions.
  • CFOs and Financial Analysts: Enhance valuation methodologies and assess financial forecasts for S&T Bancorp, Inc. (STBA).
  • Startup Founders: Gain insights into how established banks like S&T Bancorp, Inc. (STBA) are valued.
  • Consultants: Provide detailed valuation analyses and reports for clients focused on S&T Bancorp, Inc. (STBA).
  • Students and Educators: Utilize real-time data from S&T Bancorp, Inc. (STBA) to teach and learn valuation principles.

What the Template Contains

  • Historical Data: Includes S&T Bancorp, Inc.'s (STBA) past financials and baseline forecasts.
  • DCF and Levered DCF Models: Detailed templates to calculate S&T Bancorp, Inc.'s (STBA) intrinsic value.
  • WACC Sheet: Pre-built calculations for Weighted Average Cost of Capital.
  • Editable Inputs: Modify key drivers like growth rates, EBITDA %, and CAPEX assumptions.
  • Quarterly and Annual Statements: A complete breakdown of S&T Bancorp, Inc.'s (STBA) financials.
  • Interactive Dashboard: Visualize valuation results and projections dynamically.