Civista Bancshares, Inc. (CIVB) DCF Valuation
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Civista Bancshares, Inc. (CIVB) Bundle
Enhance your investment choices with the Civista Bancshares, Inc. (CIVB) DCF Calculator! Utilize authentic Civista financial data, adjust growth projections and expenses, and instantly observe how these modifications affect Civista's intrinsic value.
Discounted Cash Flow (DCF) - (USD MM)
| Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 107.5 | 116.0 | 124.6 | 137.0 | 160.2 | 177.1 | 195.8 | 216.5 | 239.3 | 264.6 |
| Revenue Growth, % | 0 | 7.9 | 7.34 | 10.01 | 16.94 | 10.55 | 10.55 | 10.55 | 10.55 | 10.55 |
| EBITDA | 42.7 | 40.3 | 51.2 | 52.8 | .0 | 54.6 | 60.4 | 66.7 | 73.8 | 81.6 |
| EBITDA, % | 39.75 | 34.73 | 41.14 | 38.52 | 0 | 30.83 | 30.83 | 30.83 | 30.83 | 30.83 |
| Depreciation | 3.2 | 3.2 | 2.9 | 5.8 | 12.3 | 7.0 | 7.8 | 8.6 | 9.5 | 10.5 |
| Depreciation, % | 2.96 | 2.73 | 2.3 | 4.2 | 7.7 | 3.98 | 3.98 | 3.98 | 3.98 | 3.98 |
| EBIT | 39.6 | 37.1 | 48.4 | 47.0 | -12.3 | 47.6 | 52.6 | 58.1 | 64.3 | 71.0 |
| EBIT, % | 36.79 | 32 | 38.84 | 34.32 | -7.7 | 26.85 | 26.85 | 26.85 | 26.85 | 26.85 |
| Total Cash | 407.0 | 503.0 | 825.8 | 660.2 | 8.3 | 143.6 | 158.7 | 175.4 | 193.9 | 214.4 |
| Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables | .0 | .0 | .0 | 47.5 | .0 | 12.3 | 13.6 | 15.0 | 16.6 | 18.4 |
| Account Receivables, % | 0 | 0 | 0 | 34.7 | 0 | 6.94 | 6.94 | 6.94 | 6.94 | 6.94 |
| Inventories | -55.6 | -149.0 | -273.4 | -44.8 | .0 | -100.8 | -111.4 | -123.2 | -136.1 | -150.5 |
| Inventories, % | -51.73 | -128.38 | -219.45 | -32.72 | 0 | -56.89 | -56.89 | -56.89 | -56.89 | -56.89 |
| Accounts Payable | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Accounts Payable, % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Expenditure | -3.2 | -2.0 | -1.9 | -6.5 | -3.4 | -4.6 | -5.1 | -5.7 | -6.3 | -6.9 |
| Capital Expenditure, % | -2.98 | -1.7 | -1.55 | -4.75 | -2.14 | -2.62 | -2.62 | -2.62 | -2.62 | -2.62 |
| Tax Rate, % | 15.11 | 15.11 | 15.11 | 15.11 | 15.11 | 15.11 | 15.11 | 15.11 | 15.11 | 15.11 |
| EBITAT | 33.9 | 32.2 | 41.2 | 39.4 | -10.5 | 40.6 | 44.8 | 49.6 | 54.8 | 60.6 |
| Depreciation | ||||||||||
| Changes in Account Receivables | ||||||||||
| Changes in Inventories | ||||||||||
| Changes in Accounts Payable | ||||||||||
| Capital Expenditure | ||||||||||
| UFCF | 89.5 | 126.7 | 166.6 | -237.4 | 1.1 | 131.4 | 56.8 | 62.8 | 69.4 | 76.8 |
| WACC, % | 9.68 | 9.76 | 9.65 | 9.54 | 9.62 | 9.65 | 9.65 | 9.65 | 9.65 | 9.65 |
| PV UFCF | ||||||||||
| SUM PV UFCF | 311.2 | |||||||||
| Long Term Growth Rate, % | 2.00 | |||||||||
| Free cash flow (T + 1) | 78 | |||||||||
| Terminal Value | 1,023 | |||||||||
| Present Terminal Value | 646 | |||||||||
| Enterprise Value | 957 | |||||||||
| Net Debt | 393 | |||||||||
| Equity Value | 564 | |||||||||
| Diluted Shares Outstanding, MM | 15 | |||||||||
| Equity Value Per Share | 37.23 |
What You Will Get
- Real CIVB Financials: Access to historical and projected data for precise valuation.
- Customizable Inputs: Adjust WACC, tax rates, revenue growth, and capital expenditures as needed.
- Dynamic Calculations: Intrinsic value and NPV are computed in real-time.
- Scenario Analysis: Explore various scenarios to assess Civista Bancshares' future performance.
- User-Friendly Interface: Designed for professionals while remaining approachable for newcomers.
Key Features
- Comprehensive CIVB Financial Data: Pre-loaded with Civista Bancshares' historical performance metrics and future financial forecasts.
- Flexible Input Options: Modify key variables such as loan growth, interest margins, capital adequacy ratios, and operating expenses.
- Interactive Valuation Model: Real-time updates to Net Present Value (NPV) and intrinsic value based on your customized parameters.
- Multiple Scenario Analysis: Develop various forecasting scenarios to evaluate different valuation possibilities.
- Intuitive User Interface: Designed for ease of use, catering to both seasoned professionals and newcomers.
How It Works
- Step 1: Download the Excel file for Civista Bancshares, Inc. (CIVB).
- Step 2: Review the pre-filled financial data and forecasts for Civista Bancshares.
- Step 3: Adjust key inputs such as revenue growth, WACC, and tax rates (highlighted cells).
- Step 4: Observe the DCF model update in real-time as you modify your assumptions.
- Step 5: Analyze the results and leverage the findings for your investment strategies.
Why Choose This Calculator for Civista Bancshares, Inc. (CIVB)?
- Comprehensive Tool: Features DCF, WACC, and financial ratio analyses tailored for Civista Bancshares.
- Customizable Inputs: Modify yellow-highlighted cells to explore different financial scenarios.
- Detailed Insights: Automatically computes Civista’s intrinsic value and Net Present Value.
- Preloaded Data: Historical and projected data provide reliable starting points for analysis.
- Professional Quality: Perfect for financial analysts, investors, and business consultants focused on Civista Bancshares.
Who Should Use This Product?
- Finance Students: Explore banking fundamentals and apply them using real-world data from Civista Bancshares, Inc. (CIVB).
- Academics: Integrate contemporary banking models into your coursework or research projects.
- Investors: Evaluate your investment strategies and analyze the financial performance of Civista Bancshares, Inc. (CIVB).
- Analysts: Enhance your analysis with a customizable financial model tailored for Civista Bancshares, Inc. (CIVB).
- Small Business Owners: Understand how community banks like Civista Bancshares, Inc. (CIVB) assess financial health and performance.
What the Template Contains
- Operating and Balance Sheet Data: Pre-filled Civista Bancshares historical data and forecasts, including revenue, EBITDA, EBIT, and capital expenditures.
- WACC Calculation: A dedicated sheet for Weighted Average Cost of Capital (WACC), including parameters like Beta, risk-free rate, and share price.
- DCF Valuation (Unlevered and Levered): Editable Discounted Cash Flow models showing intrinsic value with detailed calculations.
- Financial Statements: Pre-loaded financial statements (annual and quarterly) to support analysis.
- Key Ratios: Includes profitability, leverage, and efficiency ratios for Civista Bancshares, Inc. (CIVB).
- Dashboard and Charts: Visual summary of valuation outputs and assumptions to analyze results easily.