Independent Bank Corporation (IBCP) DCF Valuation
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Independent Bank Corporation (IBCP) Bundle
As an investor or analyst, the Independent Bank Corporation (IBCP) DCF Calculator is your go-to resource for accurate valuation. With real data from Independent Bank Corporation (IBCP) already loaded, you can easily adjust forecasts and instantly observe the effects.
Discounted Cash Flow (DCF) - (USD MM)
Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
---|---|---|---|---|---|---|---|---|---|---|
Revenue | 164.1 | 197.5 | 199.0 | 204.6 | 200.5 | 211.5 | 223.1 | 235.3 | 248.2 | 261.8 |
Revenue Growth, % | 0 | 20.37 | 0.766 | 2.78 | -1.99 | 5.48 | 5.48 | 5.48 | 5.48 | 5.48 |
EBITDA | 63.8 | 78.6 | 83.7 | 83.9 | 79.4 | 85.2 | 89.8 | 94.8 | 100.0 | 105.4 |
EBITDA, % | 38.89 | 39.81 | 42.04 | 41 | 39.61 | 40.27 | 40.27 | 40.27 | 40.27 | 40.27 |
Depreciation | 6.3 | 6.3 | 6.4 | 6.1 | 5.7 | 6.8 | 7.2 | 7.6 | 8.0 | 8.4 |
Depreciation, % | 3.83 | 3.2 | 3.2 | 2.97 | 2.87 | 3.21 | 3.21 | 3.21 | 3.21 | 3.21 |
EBIT | 57.5 | 72.3 | 77.3 | 77.8 | 73.7 | 78.4 | 82.7 | 87.2 | 92.0 | 97.0 |
EBIT, % | 35.06 | 36.62 | 38.84 | 38.02 | 36.75 | 37.06 | 37.06 | 37.06 | 37.06 | 37.06 |
Total Cash | 584.1 | 1,190.9 | 1,522.3 | 853.7 | 169.5 | 204.9 | 216.2 | 228.0 | 240.5 | 253.7 |
Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Account Receivables | 42.8 | 62.5 | 66.1 | 128.9 | .0 | 65.1 | 68.7 | 72.4 | 76.4 | 80.6 |
Account Receivables, % | 26.05 | 31.62 | 33.23 | 63.01 | 0 | 30.78 | 30.78 | 30.78 | 30.78 | 30.78 |
Inventories | -77.6 | -131.8 | -122.6 | -91.3 | .0 | -93.2 | -98.3 | -103.7 | -109.3 | -115.3 |
Inventories, % | -47.31 | -66.72 | -61.59 | -44.65 | 0 | -44.05 | -44.05 | -44.05 | -44.05 | -44.05 |
Accounts Payable | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Accounts Payable, % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Capital Expenditure | -4.9 | -4.4 | -5.8 | -5.7 | -6.0 | -5.9 | -6.2 | -6.6 | -6.9 | -7.3 |
Capital Expenditure, % | -3.01 | -2.22 | -2.93 | -2.78 | -3 | -2.79 | -2.79 | -2.79 | -2.79 | -2.79 |
Tax Rate, % | 19.83 | 19.83 | 19.83 | 19.83 | 19.83 | 19.83 | 19.83 | 19.83 | 19.83 | 19.83 |
EBITAT | 46.3 | 58.4 | 62.9 | 63.4 | 59.1 | 63.4 | 66.8 | 70.5 | 74.4 | 78.4 |
Depreciation | ||||||||||
Changes in Account Receivables | ||||||||||
Changes in Inventories | ||||||||||
Changes in Accounts Payable | ||||||||||
Capital Expenditure | ||||||||||
UFCF | 82.5 | 94.8 | 50.5 | -30.3 | 96.4 | 92.3 | 69.3 | 73.1 | 77.1 | 81.4 |
WACC, % | 15.47 | 15.51 | 15.56 | 15.57 | 15.45 | 15.51 | 15.51 | 15.51 | 15.51 | 15.51 |
PV UFCF | ||||||||||
SUM PV UFCF | 262.2 | |||||||||
Long Term Growth Rate, % | 2.00 | |||||||||
Free cash flow (T + 1) | 83 | |||||||||
Terminal Value | 614 | |||||||||
Present Terminal Value | 299 | |||||||||
Enterprise Value | 561 | |||||||||
Net Debt | -41 | |||||||||
Equity Value | 601 | |||||||||
Diluted Shares Outstanding, MM | 21 | |||||||||
Equity Value Per Share | 28.41 |
What You Will Get
- Real IBCP Data: Preloaded financials – from revenue to EBIT – based on actual and projected figures for Independent Bank Corporation (IBCP).
- Full Customization: Adjust all critical parameters (yellow cells) like WACC, growth %, and tax rates to fit your analysis.
- Instant Valuation Updates: Automatic recalculations to analyze the impact of changes on Independent Bank Corporation’s (IBCP) fair value.
- Versatile Excel Template: Tailored for quick edits, scenario testing, and detailed projections specific to Independent Bank Corporation (IBCP).
- Time-Saving and Accurate: Skip building models from scratch while maintaining precision and flexibility in your financial assessments.
Key Features
- Customizable Financial Inputs: Adjust essential parameters such as loan growth, interest margins, and operational costs.
- Instant DCF Valuation: Quickly computes intrinsic value, NPV, and other key metrics.
- High Precision Results: Leverages Independent Bank Corporation’s (IBCP) actual financial data for accurate valuation insights.
- Simplified Scenario Analysis: Easily explore various assumptions and assess their impacts on outcomes.
- Efficiency Booster: Streamlines the valuation process, removing the need for complex model construction.
How It Works
- Download: Get the ready-to-use Excel file featuring Independent Bank Corporation’s (IBCP) financial data.
- Customize: Modify forecasts, such as revenue growth, EBITDA %, and WACC.
- Update Automatically: The intrinsic value and NPV calculations refresh in real-time.
- Test Scenarios: Generate various projections and compare results instantly.
- Make Decisions: Utilize the valuation outcomes to inform your investment strategy.
Why Choose This Calculator?
- User-Friendly Interface: Tailored for both novices and seasoned professionals.
- Customizable Inputs: Adjust parameters easily to suit your financial analysis needs.
- Real-Time Insights: Witness immediate updates to Independent Bank Corporation’s (IBCP) valuation as you tweak inputs.
- Preloaded Data: Comes with Independent Bank Corporation’s (IBCP) actual financial information for swift evaluations.
- Relied Upon by Experts: Favored by investors and analysts for making well-informed choices.
Who Should Use This Product?
- Professional Investors: Create comprehensive and accurate valuation models for assessing IBCP's performance.
- Corporate Finance Teams: Evaluate valuation scenarios to inform strategic decisions within the organization.
- Consultants and Advisors: Deliver precise valuation insights for Independent Bank Corporation (IBCP) to clients.
- Students and Educators: Utilize real-world data to enhance learning and practice in financial modeling.
- Banking Enthusiasts: Gain insights into how banking institutions like Independent Bank Corporation (IBCP) are valued in the financial landscape.
What the Template Contains
- Operating and Balance Sheet Data: Pre-filled Independent Bank Corporation (IBCP) historical data and forecasts, including revenue, EBITDA, EBIT, and capital expenditures.
- WACC Calculation: A dedicated sheet for Weighted Average Cost of Capital (WACC), including parameters like Beta, risk-free rate, and share price.
- DCF Valuation (Unlevered and Levered): Editable Discounted Cash Flow models showing intrinsic value with detailed calculations.
- Financial Statements: Pre-loaded financial statements (annual and quarterly) to support analysis.
- Key Ratios: Includes profitability, leverage, and efficiency ratios for Independent Bank Corporation (IBCP).
- Dashboard and Charts: Visual summary of valuation outputs and assumptions to analyze results easily.