Citizens, Inc. (CIA) DCF Valuation
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Citizens, Inc. (CIA) Bundle
Enhance your investment strategies with the Citizens, Inc. (CIA) DCF Calculator! Review authentic Citizens financial data, adjust growth projections and expenses, and instantly observe how these alterations affect the intrinsic value of Citizens, Inc. (CIA).
Discounted Cash Flow (DCF) - (USD MM)
Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
---|---|---|---|---|---|---|---|---|---|---|
Revenue | 250.5 | 238.9 | 250.5 | 232.5 | 240.7 | 238.6 | 236.5 | 234.5 | 232.5 | 230.5 |
Revenue Growth, % | 0 | -4.67 | 4.89 | -7.19 | 3.51 | -0.86419 | -0.86419 | -0.86419 | -0.86419 | -0.86419 |
EBITDA | 9.0 | .0 | -5.5 | 27.9 | 27.3 | 11.8 | 11.7 | 11.6 | 11.5 | 11.4 |
EBITDA, % | 3.58 | 0 | -2.21 | 12 | 11.34 | 4.94 | 4.94 | 4.94 | 4.94 | 4.94 |
Depreciation | 3.2 | 3.2 | 2.3 | 1.2 | 1.1 | 2.2 | 2.1 | 2.1 | 2.1 | 2.1 |
Depreciation, % | 1.29 | 1.36 | 0.93636 | 0.49758 | 0.46493 | 0.90826 | 0.90826 | 0.90826 | 0.90826 | 0.90826 |
EBIT | 5.7 | -3.2 | -7.9 | 26.8 | 26.2 | 9.6 | 9.5 | 9.5 | 9.4 | 9.3 |
EBIT, % | 2.29 | -1.36 | -3.15 | 11.51 | 10.88 | 4.03 | 4.03 | 4.03 | 4.03 | 4.03 |
Total Cash | 1,425.5 | 1,523.5 | 1,497.9 | 1,203.8 | 25.1 | 195.9 | 194.2 | 192.5 | 190.8 | 189.2 |
Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Account Receivables | 16.4 | 17.1 | 17.0 | 17.0 | 4.3 | 14.1 | 14.0 | 13.9 | 13.8 | 13.6 |
Account Receivables, % | 6.53 | 7.14 | 6.8 | 7.31 | 1.8 | 5.92 | 5.92 | 5.92 | 5.92 | 5.92 |
Inventories | -201.0 | -77.3 | -95.8 | -76.0 | .0 | -87.6 | -86.8 | -86.1 | -85.3 | -84.6 |
Inventories, % | -80.23 | -32.36 | -38.22 | -32.67 | 0 | -36.7 | -36.7 | -36.7 | -36.7 | -36.7 |
Accounts Payable | 8.1 | 13.2 | 14.6 | 9.9 | 6.6 | 10.3 | 10.2 | 10.1 | 10.0 | 9.9 |
Accounts Payable, % | 3.22 | 5.53 | 5.82 | 4.25 | 2.76 | 4.32 | 4.32 | 4.32 | 4.32 | 4.32 |
Capital Expenditure | -.5 | -.2 | -1.0 | -.1 | -.4 | -.4 | -.4 | -.4 | -.4 | -.4 |
Capital Expenditure, % | -0.20396 | -0.09252437 | -0.40192 | -0.04300631 | -0.18365 | -0.18501 | -0.18501 | -0.18501 | -0.18501 | -0.18501 |
Tax Rate, % | 6.64 | 6.64 | 6.64 | 6.64 | 6.64 | 6.64 | 6.64 | 6.64 | 6.64 | 6.64 |
EBITAT | -1.4 | -2.9 | -59.2 | 28.4 | 24.4 | 7.4 | 7.3 | 7.2 | 7.2 | 7.1 |
Depreciation | ||||||||||
Changes in Account Receivables | ||||||||||
Changes in Inventories | ||||||||||
Changes in Accounts Payable | ||||||||||
Capital Expenditure | ||||||||||
UFCF | 194.1 | -119.1 | -38.0 | 5.0 | -41.5 | 90.5 | 8.3 | 8.2 | 8.1 | 8.1 |
WACC, % | 5.18 | 5.34 | 5.36 | 5.36 | 5.34 | 5.31 | 5.31 | 5.31 | 5.31 | 5.31 |
PV UFCF | ||||||||||
SUM PV UFCF | 113.3 | |||||||||
Long Term Growth Rate, % | 2.00 | |||||||||
Free cash flow (T + 1) | 8 | |||||||||
Terminal Value | 248 | |||||||||
Present Terminal Value | 192 | |||||||||
Enterprise Value | 305 | |||||||||
Net Debt | -27 | |||||||||
Equity Value | 332 | |||||||||
Diluted Shares Outstanding, MM | 51 | |||||||||
Equity Value Per Share | 6.55 |
What You Will Get
- Real CIA Financial Data: Pre-filled with Citizens, Inc.'s historical and projected data for precise analysis.
- Fully Editable Template: Modify key inputs like revenue growth, WACC, and EBITDA % with ease.
- Automatic Calculations: See Citizens, Inc.'s intrinsic value update instantly based on your changes.
- Professional Valuation Tool: Designed for investors, analysts, and consultants seeking accurate DCF results.
- User-Friendly Design: Simple structure and clear instructions for all experience levels.
Key Features
- Comprehensive Data: Citizens, Inc.'s (CIA) historical financial statements and pre-filled projections.
- Customizable Parameters: Adjust WACC, tax rates, revenue growth, and EBITDA margins to fit your analysis.
- Real-Time Insights: Watch Citizens, Inc.'s (CIA) intrinsic value update instantly as you modify inputs.
- Intuitive Visualizations: Dashboard graphs illustrate valuation outcomes and essential metrics.
- Designed for Precision: A robust tool tailored for analysts, investors, and finance professionals.
How It Works
- Step 1: Download the Excel file.
- Step 2: Review pre-entered Citizens, Inc. (CIA) data (historical and projected).
- Step 3: Adjust key assumptions (yellow cells) based on your analysis.
- Step 4: View automatic recalculations for Citizens, Inc. (CIA)’s intrinsic value.
- Step 5: Use the outputs for investment decisions or reporting.
Why Choose This Calculator for Citizens, Inc. (CIA)?
- Accurate Data: Authentic Citizens, Inc. financials provide dependable valuation outcomes.
- Customizable: Tailor essential parameters like growth rates, WACC, and tax rates to fit your forecasts.
- Time-Saving: Ready-made calculations remove the hassle of starting from the ground up.
- Professional-Grade Tool: Crafted for investors, analysts, and consultants in the finance sector.
- User-Friendly: Easy-to-navigate design and clear instructions make it accessible for all users.
Who Should Use This Product?
- Individual Investors: Gain insights to make informed decisions about buying or selling Citizens, Inc. (CIA) stock.
- Financial Analysts: Enhance valuation processes with comprehensive financial models tailored for Citizens, Inc. (CIA).
- Consultants: Provide clients with accurate and timely valuation insights regarding Citizens, Inc. (CIA).
- Business Owners: Learn how companies like Citizens, Inc. (CIA) are valued to inform your own business strategies.
- Finance Students: Explore valuation methodologies using real-time data and case studies related to Citizens, Inc. (CIA).
What the Template Contains
- Pre-Filled Data: Includes Citizens, Inc.'s (CIA) historical financials and forecasts.
- Discounted Cash Flow Model: Editable DCF valuation model with automatic calculations.
- Weighted Average Cost of Capital (WACC): A dedicated sheet for calculating WACC based on custom inputs.
- Key Financial Ratios: Analyze Citizens, Inc.'s (CIA) profitability, efficiency, and leverage.
- Customizable Inputs: Edit revenue growth, margins, and tax rates with ease.
- Clear Dashboard: Charts and tables summarizing key valuation results.