Enova International, Inc. (ENVA) DCF Valuation
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Enova International, Inc. (ENVA) Bundle
Explore Enova International, Inc. (ENVA) financial prospects with our easy-to-use DCF Calculator! Enter your assumptions for growth, margins, and expenses to calculate Enova International, Inc. (ENVA) intrinsic value and enhance your investment approach.
Discounted Cash Flow (DCF) - (USD MM)
Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
---|---|---|---|---|---|---|---|---|---|---|
Revenue | 1,174.8 | 1,083.7 | 1,207.9 | 1,736.1 | 2,117.6 | 2,485.1 | 2,916.4 | 3,422.5 | 4,016.4 | 4,713.4 |
Revenue Growth, % | 0 | -7.75 | 11.46 | 43.72 | 21.98 | 17.35 | 17.35 | 17.35 | 17.35 | 17.35 |
EBITDA | 263.3 | 397.6 | 448.4 | 420.9 | 265.5 | 661.0 | 775.8 | 910.4 | 1,068.4 | 1,253.7 |
EBITDA, % | 22.41 | 36.68 | 37.12 | 24.24 | 12.54 | 26.6 | 26.6 | 26.6 | 26.6 | 26.6 |
Depreciation | 926.5 | 705.9 | 794.9 | 1,352.1 | 38.2 | 1,438.9 | 1,688.6 | 1,981.6 | 2,325.5 | 2,729.0 |
Depreciation, % | 78.87 | 65.14 | 65.8 | 77.88 | 1.8 | 57.9 | 57.9 | 57.9 | 57.9 | 57.9 |
EBIT | -663.3 | -308.3 | -346.4 | -931.2 | 227.4 | -777.8 | -912.8 | -1,071.2 | -1,257.1 | -1,475.3 |
EBIT, % | -56.46 | -28.45 | -28.68 | -53.64 | 10.74 | -31.3 | -31.3 | -31.3 | -31.3 | -31.3 |
Total Cash | 47.3 | 297.3 | 165.5 | 100.2 | 54.4 | 265.9 | 312.0 | 366.2 | 429.7 | 504.3 |
Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Account Receivables | .0 | 1,281.8 | 2,068.1 | 3,128.5 | 3,673.3 | 1,988.1 | 2,333.1 | 2,738.0 | 3,213.1 | 3,770.7 |
Account Receivables, % | 0 | 118.28 | 171.21 | 180.21 | 173.46 | 80 | 80 | 80 | 80 | 80 |
Inventories | 1,221.5 | 1,682.6 | 2,302.1 | .0 | .0 | 1,491.1 | 1,749.8 | 2,053.5 | 2,409.8 | 2,828.0 |
Inventories, % | 103.98 | 155.27 | 190.58 | 0 | 0 | 60 | 60 | 60 | 60 | 60 |
Accounts Payable | 122.2 | 26.7 | 37.2 | 30.8 | 43.3 | 98.2 | 115.3 | 135.3 | 158.7 | 186.3 |
Accounts Payable, % | 10.4 | 2.47 | 3.08 | 1.77 | 2.05 | 3.95 | 3.95 | 3.95 | 3.95 | 3.95 |
Capital Expenditure | -17.3 | -29.5 | -29.7 | -43.6 | -45.2 | -56.2 | -65.9 | -77.3 | -90.8 | -106.5 |
Capital Expenditure, % | -1.47 | -2.72 | -2.46 | -2.51 | -2.14 | -2.26 | -2.26 | -2.26 | -2.26 | -2.26 |
Tax Rate, % | 22.94 | 22.94 | 22.94 | 22.94 | 22.94 | 22.94 | 22.94 | 22.94 | 22.94 | 22.94 |
EBITAT | -499.3 | -267.6 | -263.3 | -708.7 | 175.2 | -608.6 | -714.2 | -838.2 | -983.6 | -1,154.3 |
Depreciation | ||||||||||
Changes in Account Receivables | ||||||||||
Changes in Inventories | ||||||||||
Changes in Accounts Payable | ||||||||||
Capital Expenditure | ||||||||||
UFCF | -689.4 | -1,429.5 | -893.4 | 1,835.0 | -364.1 | 1,023.1 | 321.7 | 377.5 | 443.0 | 519.9 |
WACC, % | 8.14 | 8.5 | 8.16 | 8.16 | 8.19 | 8.23 | 8.23 | 8.23 | 8.23 | 8.23 |
PV UFCF | ||||||||||
SUM PV UFCF | 2,190.7 | |||||||||
Long Term Growth Rate, % | 2.00 | |||||||||
Free cash flow (T + 1) | 530 | |||||||||
Terminal Value | 8,510 | |||||||||
Present Terminal Value | 5,730 | |||||||||
Enterprise Value | 7,921 | |||||||||
Net Debt | 2,916 | |||||||||
Equity Value | 5,004 | |||||||||
Diluted Shares Outstanding, MM | 32 | |||||||||
Equity Value Per Share | 156.78 |
What You Will Receive
- Customizable Excel Template: A fully adjustable Excel-based DCF Calculator featuring pre-filled real ENVA financials.
- Current Market Data: Access to historical data and forward-looking projections (displayed in the highlighted cells).
- Flexible Forecasting: Modify forecast assumptions such as revenue growth, EBITDA %, and WACC.
- Instant Calculations: Quickly observe how your inputs affect Enova International’s valuation.
- Professional Resource: Designed for investors, CFOs, consultants, and financial analysts.
- User-Friendly Interface: Organized for clarity and simplicity, accompanied by step-by-step guidance.
Key Features
- Real-Life ENVA Data: Pre-filled with Enova International’s historical financials and forward-looking projections.
- Fully Customizable Inputs: Adjust revenue growth, margins, WACC, tax rates, and capital expenditures.
- Dynamic Valuation Model: Automatic updates to Net Present Value (NPV) and intrinsic value based on your inputs.
- Scenario Testing: Create multiple forecast scenarios to analyze different valuation outcomes.
- User-Friendly Design: Simple, structured, and designed for professionals and beginners alike.
How It Works
- Download: Obtain the pre-formatted Excel file containing Enova International, Inc.'s (ENVA) financial data.
- Customize: Modify projections, such as revenue growth, EBITDA %, and WACC as per your analysis.
- Update Automatically: The intrinsic value and NPV calculations refresh in real-time for accurate insights.
- Test Scenarios: Generate various forecasts and analyze results side by side effortlessly.
- Make Decisions: Utilize the valuation outcomes to inform and refine your investment approach.
Why Choose Enova International, Inc. (ENVA) Calculator?
- Accuracy: Leverages real Enova financial data for precise calculations.
- Flexibility: Allows users to easily adjust and experiment with various inputs.
- Time-Saving: Eliminate the need to create a financial model from the ground up.
- Professional-Grade: Crafted with the expertise and standards of industry professionals.
- User-Friendly: Intuitive design makes it accessible for users of all experience levels.
Who Should Use This Product?
- Professional Investors: Develop comprehensive and accurate valuation models for assessing investments in Enova International, Inc. (ENVA).
- Corporate Finance Teams: Evaluate valuation scenarios to inform strategic decisions within their organizations.
- Consultants and Advisors: Deliver precise valuation insights for clients interested in Enova International, Inc. (ENVA).
- Students and Educators: Utilize real-time data to enhance learning and practice in financial modeling.
- Finance Enthusiasts: Gain insights into the valuation processes of fintech companies like Enova International, Inc. (ENVA).
What the Template Contains
- Pre-Filled DCF Model: Enova International’s financial data preloaded for immediate use.
- WACC Calculator: Detailed calculations for Weighted Average Cost of Capital.
- Financial Ratios: Evaluate Enova International’s profitability, leverage, and efficiency.
- Editable Inputs: Change assumptions such as growth, margins, and CAPEX to fit your scenarios.
- Financial Statements: Annual and quarterly reports to support detailed analysis.
- Interactive Dashboard: Easily visualize key valuation metrics and results.