The Hanover Insurance Group, Inc. (THG) DCF Valuation
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The Hanover Insurance Group, Inc. (THG) Bundle
Enhance your investment strategies with the (THG) DCF Calculator! Examine genuine financial data from Hanover Insurance Group, adjust growth predictions and expenses, and instantly observe how these changes affect the intrinsic value of (THG).
Discounted Cash Flow (DCF) - (USD MM)
| Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,890.7 | 4,827.3 | 5,227.8 | 5,468.6 | 5,993.5 | 6,311.2 | 6,645.8 | 6,998.1 | 7,369.1 | 7,759.7 |
| Revenue Growth, % | 0 | -1.3 | 8.3 | 4.61 | 9.6 | 5.3 | 5.3 | 5.3 | 5.3 | 5.3 |
| EBITDA | 559.6 | 500.1 | 555.3 | 178.1 | 75.2 | 466.2 | 490.9 | 517.0 | 544.4 | 573.2 |
| EBITDA, % | 11.44 | 10.36 | 10.62 | 3.26 | 1.25 | 7.39 | 7.39 | 7.39 | 7.39 | 7.39 |
| Depreciation | 21.6 | 18.2 | 16.9 | 12.9 | 6.3 | 18.7 | 19.7 | 20.8 | 21.9 | 23.0 |
| Depreciation, % | 0.44165 | 0.37702 | 0.32327 | 0.23589 | 0.10511 | 0.29659 | 0.29659 | 0.29659 | 0.29659 | 0.29659 |
| EBIT | 538.0 | 481.9 | 538.4 | 165.2 | 68.9 | 447.5 | 471.2 | 496.2 | 522.5 | 550.2 |
| EBIT, % | 11 | 9.98 | 10.3 | 3.02 | 1.15 | 7.09 | 7.09 | 7.09 | 7.09 | 7.09 |
| Total Cash | 215.7 | 120.6 | 230.9 | 305.0 | 316.1 | 279.9 | 294.8 | 310.4 | 326.8 | 344.2 |
| Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables | 3,074.4 | 3,213.6 | .0 | 1,601.4 | 1,705.6 | 2,362.6 | 2,487.8 | 2,619.7 | 2,758.6 | 2,904.9 |
| Account Receivables, % | 62.86 | 66.57 | 0 | 29.28 | 28.46 | 37.43 | 37.43 | 37.43 | 37.43 | 37.43 |
| Inventories | -1,868.3 | -1,850.2 | -2,044.4 | 786.1 | .0 | -1,278.2 | -1,345.9 | -1,417.3 | -1,492.4 | -1,571.5 |
| Inventories, % | -38.2 | -38.33 | -39.11 | 14.37 | 0 | -20.25 | -20.25 | -20.25 | -20.25 | -20.25 |
| Accounts Payable | 53.4 | 48.4 | 55.1 | 70.3 | 64.3 | 69.5 | 73.2 | 77.1 | 81.2 | 85.5 |
| Accounts Payable, % | 1.09 | 1 | 1.05 | 1.29 | 1.07 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 |
| Capital Expenditure | -13.3 | -14.9 | -8.0 | -17.8 | -11.9 | -15.9 | -16.7 | -17.6 | -18.5 | -19.5 |
| Capital Expenditure, % | -0.27194 | -0.30866 | -0.15303 | -0.32549 | -0.19855 | -0.25154 | -0.25154 | -0.25154 | -0.25154 | -0.25154 |
| Tax Rate, % | 14.11 | 14.11 | 14.11 | 14.11 | 14.11 | 14.11 | 14.11 | 14.11 | 14.11 | 14.11 |
| EBITAT | 438.0 | 388.6 | 436.7 | 133.1 | 59.2 | 366.6 | 386.0 | 406.5 | 428.0 | 450.7 |
| Depreciation | ||||||||||
| Changes in Account Receivables | ||||||||||
| Changes in Inventories | ||||||||||
| Changes in Accounts Payable | ||||||||||
| Capital Expenditure | ||||||||||
| UFCF | -706.4 | 229.6 | 3,860.1 | -4,288.5 | 729.5 | 995.8 | 335.2 | 353.0 | 371.7 | 391.4 |
| WACC, % | 7.27 | 7.26 | 7.26 | 7.26 | 7.29 | 7.27 | 7.27 | 7.27 | 7.27 | 7.27 |
| PV UFCF | ||||||||||
| SUM PV UFCF | 2,062.0 | |||||||||
| Long Term Growth Rate, % | 2.00 | |||||||||
| Free cash flow (T + 1) | 399 | |||||||||
| Terminal Value | 7,578 | |||||||||
| Present Terminal Value | 5,336 | |||||||||
| Enterprise Value | 7,398 | |||||||||
| Net Debt | 467 | |||||||||
| Equity Value | 6,931 | |||||||||
| Diluted Shares Outstanding, MM | 36 | |||||||||
| Equity Value Per Share | 191.99 |
What You Will Receive
- Customizable Excel Template: A fully adjustable Excel-based DCF Calculator featuring pre-filled financial data for The Hanover Insurance Group, Inc. (THG).
- Accurate Market Data: Historical information and forward-looking projections (highlighted in the yellow cells).
- Flexible Forecasting: Modify forecast assumptions such as premium growth, loss ratios, and discount rates.
- Instant Calculations: Quickly observe how your inputs affect the valuation of The Hanover Insurance Group, Inc. (THG).
- Professional Resource: Designed for investors, CFOs, consultants, and financial analysts in the insurance sector.
- Intuitive Layout: Organized for clarity and ease of navigation, complete with step-by-step guidance.
Key Features
- Comprehensive DCF Calculator: Features detailed unlevered and levered DCF valuation models tailored for The Hanover Insurance Group, Inc. (THG).
- WACC Calculator: Pre-configured Weighted Average Cost of Capital spreadsheet with adjustable inputs for accurate analysis.
- Customizable Forecast Assumptions: Adjust growth rates, capital expenditures, and discount rates to fit your analysis needs.
- Integrated Financial Ratios: Evaluate profitability, leverage, and efficiency ratios specific to The Hanover Insurance Group, Inc. (THG).
- Interactive Dashboard and Charts: Visual representations that summarize essential valuation metrics for straightforward analysis.
How It Works
- 1. Access the Template: Download and open the Excel file containing The Hanover Insurance Group, Inc.'s (THG) preloaded data.
- 2. Modify Assumptions: Adjust key inputs such as growth rates, WACC, and capital expenditures.
- 3. Analyze Results Instantly: The DCF model automatically computes intrinsic value and NPV.
- 4. Explore Scenarios: Evaluate various forecasts to assess different valuation outcomes.
- 5. Present with Confidence: Share professional valuation insights to enhance your decision-making process.
Why Choose The Hanover Insurance Group, Inc. (THG)?
- Comprehensive Coverage: A wide range of insurance solutions tailored to meet diverse needs.
- Expert Guidance: Access to knowledgeable professionals who can assist with your insurance decisions.
- Customer-Centric Approach: Focused on delivering exceptional service and support for all clients.
- Innovative Solutions: Cutting-edge technology and resources to streamline your insurance experience.
- Proven Track Record: Trusted by individuals and businesses for reliable protection and peace of mind.
Who Should Use This Product?
- Investors: Evaluate The Hanover Insurance Group’s valuation prior to making investment decisions.
- CFOs and Financial Analysts: Optimize valuation methodologies and assess financial forecasts.
- Insurance Professionals: Understand how established companies like The Hanover Insurance Group are valued in the market.
- Consultants: Provide comprehensive valuation assessments for clients in the insurance sector.
- Students and Educators: Utilize current data to learn and instruct on valuation strategies in insurance.
What the Template Contains
- Preloaded THG Data: Historical and projected financial data, including revenue, EBIT, and capital expenditures.
- DCF and WACC Models: Professional-grade sheets for calculating intrinsic value and Weighted Average Cost of Capital.
- Editable Inputs: Yellow-highlighted cells for adjusting revenue growth, tax rates, and discount rates.
- Financial Statements: Comprehensive annual and quarterly financials for deeper analysis.
- Key Ratios: Profitability, leverage, and efficiency ratios to evaluate performance.
- Dashboard and Charts: Visual summaries of valuation outcomes and assumptions.