Union Bankshares, Inc. (UNB) DCF Valuation
- ✓ Fully Editable: Tailor To Your Needs In Excel Or Sheets
- ✓ Professional Design: Trusted, Industry-Standard Templates
- ✓ Pre-Built For Quick And Efficient Use
- ✓ No Expertise Is Needed; Easy To Follow
Union Bankshares, Inc. (UNB) Bundle
Discover the true potential of Union Bankshares, Inc. (UNB) with our advanced DCF Calculator! Adjust key assumptions, explore various scenarios, and evaluate how different changes affect Union Bankshares, Inc. (UNB) valuation – all within one comprehensive Excel template.
Discounted Cash Flow (DCF) - (USD MM)
| Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 40.7 | 47.6 | 48.7 | 48.4 | 48.2 | 50.5 | 52.8 | 55.2 | 57.7 | 60.3 |
| Revenue Growth, % | 0 | 16.94 | 2.24 | -0.5342 | -0.34083 | 4.58 | 4.58 | 4.58 | 4.58 | 4.58 |
| EBITDA | 14.2 | 17.3 | 17.7 | 17.0 | 14.5 | 17.4 | 18.2 | 19.1 | 20.0 | 20.9 |
| EBITDA, % | 34.92 | 36.31 | 36.39 | 35.22 | 30.09 | 34.59 | 34.59 | 34.59 | 34.59 | 34.59 |
| Depreciation | 1.7 | 2.1 | 1.9 | 1.8 | 1.6 | 2.0 | 2.1 | 2.2 | 2.3 | 2.4 |
| Depreciation, % | 4.27 | 4.33 | 3.9 | 3.72 | 3.4 | 3.92 | 3.92 | 3.92 | 3.92 | 3.92 |
| EBIT | 12.5 | 15.2 | 15.8 | 15.2 | 12.9 | 15.5 | 16.2 | 16.9 | 17.7 | 18.5 |
| EBIT, % | 30.65 | 31.98 | 32.5 | 31.49 | 26.69 | 30.66 | 30.66 | 30.66 | 30.66 | 30.66 |
| Total Cash | 99.4 | 123.9 | 285.7 | 271.2 | 327.2 | 50.5 | 52.8 | 55.2 | 57.7 | 60.3 |
| Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables, % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventories | -60.4 | -139.6 | -82.4 | .0 | .0 | -30.3 | -31.7 | -33.1 | -34.6 | -36.2 |
| Inventories, % | -148.37 | -293.34 | -169.23 | 0 | 0 | -60 | -60 | -60 | -60 | -60 |
| Accounts Payable | 9.9 | 11.2 | 9.8 | 13.2 | .0 | 9.6 | 10.0 | 10.5 | 11.0 | 11.5 |
| Accounts Payable, % | 24.26 | 23.57 | 20.09 | 27.17 | 0 | 19.02 | 19.02 | 19.02 | 19.02 | 19.02 |
| Capital Expenditure | -6.4 | -1.0 | -3.5 | -.7 | -1.9 | -3.1 | -3.2 | -3.4 | -3.5 | -3.7 |
| Capital Expenditure, % | -15.76 | -2.12 | -7.21 | -1.37 | -4.03 | -6.1 | -6.1 | -6.1 | -6.1 | -6.1 |
| Tax Rate, % | 12.58 | 12.58 | 12.58 | 12.58 | 12.58 | 12.58 | 12.58 | 12.58 | 12.58 | 12.58 |
| EBITAT | 10.6 | 12.8 | 13.2 | 12.6 | 11.3 | 13.1 | 13.7 | 14.3 | 15.0 | 15.6 |
| Depreciation | ||||||||||
| Changes in Account Receivables | ||||||||||
| Changes in Inventories | ||||||||||
| Changes in Accounts Payable | ||||||||||
| Capital Expenditure | ||||||||||
| UFCF | 76.2 | 94.5 | -47.2 | -65.2 | -2.2 | 51.9 | 14.4 | 15.0 | 15.7 | 16.4 |
| WACC, % | 12.59 | 12.48 | 12.41 | 12.36 | 12.78 | 12.53 | 12.53 | 12.53 | 12.53 | 12.53 |
| PV UFCF | ||||||||||
| SUM PV UFCF | 86.9 | |||||||||
| Long Term Growth Rate, % | 2.00 | |||||||||
| Free cash flow (T + 1) | 17 | |||||||||
| Terminal Value | 159 | |||||||||
| Present Terminal Value | 88 | |||||||||
| Enterprise Value | 175 | |||||||||
| Net Debt | 63 | |||||||||
| Equity Value | 112 | |||||||||
| Diluted Shares Outstanding, MM | 5 | |||||||||
| Equity Value Per Share | 24.74 |
What You Will Get
- Editable Excel Template: A fully customizable Excel-based DCF Calculator featuring pre-filled real UNB financials.
- Real-World Data: Historical data and forward-looking estimates (as highlighted in the yellow cells).
- Forecast Flexibility: Adjust forecast assumptions such as revenue growth, EBITDA %, and WACC.
- Automatic Calculations: Instantly observe the effect of your inputs on Union Bankshares, Inc.'s valuation.
- Professional Tool: Designed for investors, CFOs, consultants, and financial analysts.
- User-Friendly Design: Organized for clarity and ease of use, complete with step-by-step instructions.
Key Features
- Comprehensive DCF Calculator: Offers detailed unlevered and levered DCF valuation models tailored for Union Bankshares, Inc. (UNB).
- WACC Tool: Pre-configured Weighted Average Cost of Capital sheet with adjustable inputs specific to Union Bankshares, Inc. (UNB).
- Customizable Forecast Assumptions: Adjust growth projections, capital investments, and discount rates as needed for Union Bankshares, Inc. (UNB).
- Integrated Financial Ratios: Evaluate profitability, leverage, and efficiency ratios relevant to Union Bankshares, Inc. (UNB).
- Interactive Dashboard and Charts: Visual representations of key valuation metrics for straightforward analysis of Union Bankshares, Inc. (UNB).
How It Works
- Step 1: Download the Excel file.
- Step 2: Review pre-entered Union Bankshares, Inc. (UNB) data (historical and projected).
- Step 3: Adjust key assumptions (yellow cells) based on your analysis.
- Step 4: View automatic recalculations for Union Bankshares, Inc. (UNB)’s intrinsic value.
- Step 5: Use the outputs for investment decisions or reporting.
Why Choose This Calculator for Union Bankshares, Inc. (UNB)?
- Accuracy: Utilizes real Union Bankshares financial data for precise calculations.
- Flexibility: Allows users to easily test and adjust inputs as needed.
- Time-Saving: Eliminates the need to create a DCF model from the ground up.
- Professional-Grade: Crafted with the expertise and attention to detail expected at the CFO level.
- User-Friendly: Intuitive design makes it accessible for users without extensive financial modeling skills.
Who Should Use This Product?
- Finance Students: Explore financial modeling techniques and apply them to real-world data for Union Bankshares, Inc. (UNB).
- Academics: Integrate advanced valuation models into your studies or research projects focused on Union Bankshares, Inc. (UNB).
- Investors: Validate your investment strategies and assess valuation scenarios for Union Bankshares, Inc. (UNB).
- Analysts: Enhance your efficiency with a customizable DCF model specifically designed for Union Bankshares, Inc. (UNB).
- Small Business Owners: Understand the analytical frameworks used for evaluating larger financial institutions like Union Bankshares, Inc. (UNB).
What the Template Contains
- Operating and Balance Sheet Data: Pre-filled Union Bankshares, Inc. (UNB) historical data and forecasts, including revenue, EBITDA, EBIT, and capital expenditures.
- WACC Calculation: A dedicated sheet for Weighted Average Cost of Capital (WACC), including parameters like Beta, risk-free rate, and share price.
- DCF Valuation (Unlevered and Levered): Editable Discounted Cash Flow models showing intrinsic value with detailed calculations.
- Financial Statements: Pre-loaded financial statements (annual and quarterly) to support analysis.
- Key Ratios: Includes profitability, leverage, and efficiency ratios for Union Bankshares, Inc. (UNB).
- Dashboard and Charts: Visual summary of valuation outputs and assumptions to analyze results easily.