PennyMac Financial Services, Inc. (PFSI) DCF Valuation
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PennyMac Financial Services, Inc. (PFSI) Bundle
Simplify PennyMac Financial Services, Inc. (PFSI) valuation with this customizable DCF Calculator! Featuring real PennyMac Financial Services, Inc. (PFSI) financials and adjustable forecast inputs, you can test scenarios and uncover PennyMac Financial Services, Inc. (PFSI) fair value in minutes.
Discounted Cash Flow (DCF) - (USD MM)
| Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,689.0 | 5,454.6 | 3,975.0 | 1,967.0 | 1,401.7 | 1,379.3 | 1,357.3 | 1,335.6 | 1,314.3 | 1,293.3 |
| Revenue Growth, % | 0 | 222.96 | -27.13 | -50.52 | -28.74 | -1.6 | -1.6 | -1.6 | -1.6 | -1.6 |
| EBITDA | 529.4 | 2,240.6 | 1,359.2 | 665.2 | 424.1 | 470.9 | 463.4 | 456.0 | 448.7 | 441.5 |
| EBITDA, % | 31.35 | 41.08 | 34.19 | 33.82 | 30.25 | 34.14 | 34.14 | 34.14 | 34.14 | 34.14 |
| Depreciation | 1,528.7 | 1,803.6 | 3,096.0 | 1,775.5 | 70.0 | 818.5 | 805.5 | 792.6 | 780.0 | 767.5 |
| Depreciation, % | 90.51 | 33.06 | 77.89 | 90.27 | 5 | 59.34 | 59.34 | 59.34 | 59.34 | 59.34 |
| EBIT | -999.3 | 437.0 | -1,736.8 | -1,110.3 | 354.0 | -347.7 | -342.1 | -336.7 | -331.3 | -326.0 |
| EBIT, % | -59.16 | 8.01 | -43.69 | -56.45 | 25.26 | -25.21 | -25.21 | -25.21 | -25.21 | -25.21 |
| Total Cash | 262.9 | 547.9 | 346.9 | 1,340.7 | 948.6 | 469.5 | 462.0 | 454.6 | 447.3 | 440.2 |
| Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
| Account Receivables | 6,007.6 | 26,383.5 | 12,956.0 | 8,328.1 | 132.3 | 1,129.5 | 1,111.4 | 1,093.7 | 1,076.2 | 1,059.1 |
| Account Receivables, % | 355.7 | 483.69 | 325.94 | 423.39 | 9.44 | 81.89 | 81.89 | 81.89 | 81.89 | 81.89 |
| Inventories | 5,675.9 | 1,295.3 | 7.5 | -107.0 | .0 | 326.9 | 321.7 | 316.5 | 311.5 | 306.5 |
| Inventories, % | 336.06 | 23.75 | 0.18803 | -5.44 | 0 | 23.7 | 23.7 | 23.7 | 23.7 | 23.7 |
| Accounts Payable | 427.1 | 580.5 | 587.4 | 552.9 | 658.1 | 346.9 | 341.4 | 336.0 | 330.6 | 325.3 |
| Accounts Payable, % | 25.29 | 10.64 | 14.78 | 28.11 | 46.95 | 25.15 | 25.15 | 25.15 | 25.15 | 25.15 |
| Capital Expenditure | -263.0 | -84.2 | -56.9 | -83.1 | -36.2 | -69.9 | -68.8 | -67.7 | -66.6 | -65.6 |
| Capital Expenditure, % | -15.57 | -1.54 | -1.43 | -4.22 | -2.58 | -5.07 | -5.07 | -5.07 | -5.07 | -5.07 |
| Tax Rate, % | 21.22 | 21.22 | 21.22 | 21.22 | 21.22 | 21.22 | 21.22 | 21.22 | 21.22 | 21.22 |
| EBITAT | -741.7 | 321.2 | -1,282.3 | -793.6 | 278.9 | -258.5 | -254.4 | -250.3 | -246.4 | -242.4 |
| Depreciation | ||||||||||
| Changes in Account Receivables | ||||||||||
| Changes in Inventories | ||||||||||
| Changes in Accounts Payable | ||||||||||
| Capital Expenditure | ||||||||||
| UFCF | -10,732.3 | -13,801.4 | 16,479.2 | 5,606.7 | 8,506.7 | -1,145.2 | 500.0 | 492.0 | 484.1 | 476.4 |
| WACC, % | 6.19 | 6.16 | 6.17 | 6.09 | 6.34 | 6.19 | 6.19 | 6.19 | 6.19 | 6.19 |
| PV UFCF | ||||||||||
| SUM PV UFCF | 509.3 | |||||||||
| Long Term Growth Rate, % | 2.00 | |||||||||
| Free cash flow (T + 1) | 486 | |||||||||
| Terminal Value | 11,592 | |||||||||
| Present Terminal Value | 8,584 | |||||||||
| Enterprise Value | 9,093 | |||||||||
| Net Debt | 12,555 | |||||||||
| Equity Value | -3,461 | |||||||||
| Diluted Shares Outstanding, MM | 53 | |||||||||
| Equity Value Per Share | -65.64 |
What You Will Get
- Real PFSI Financial Data: Pre-filled with PennyMac’s historical and projected data for precise analysis.
- Fully Editable Template: Modify key inputs like revenue growth, WACC, and EBITDA % with ease.
- Automatic Calculations: See PennyMac’s intrinsic value update instantly based on your changes.
- Professional Valuation Tool: Designed for investors, analysts, and consultants seeking accurate DCF results.
- User-Friendly Design: Simple structure and clear instructions for all experience levels.
Key Features
- Comprehensive Mortgage Calculator: Offers detailed models for various mortgage scenarios tailored for PennyMac Financial Services, Inc. (PFSI).
- Loan Comparison Tool: Pre-built comparison sheet for evaluating different loan options with adjustable parameters.
- Customizable Financial Projections: Modify interest rates, loan terms, and payment schedules to fit your needs.
- Integrated Risk Assessment Metrics: Evaluate credit risk, market risk, and operational risk specific to PennyMac (PFSI).
- User-Friendly Dashboard and Visuals: Intuitive graphical representations of key financial indicators for straightforward analysis.
How It Works
- Download the Template: Gain immediate access to the Excel-based PFSI DCF Calculator.
- Input Your Assumptions: Modify the yellow-highlighted cells for growth rates, WACC, margins, and other key metrics.
- Instant Calculations: The model automatically recalculates PennyMac’s intrinsic value.
- Test Scenarios: Experiment with different assumptions to assess potential valuation impacts.
- Analyze and Decide: Utilize the results to inform your investment or financial decisions.
Why Choose This Calculator for PennyMac Financial Services, Inc. (PFSI)?
- Comprehensive Tool: Features DCF, WACC, and financial ratio analyses all in one convenient package.
- Customizable Inputs: Modify yellow-highlighted cells to explore different financial scenarios.
- Detailed Insights: Automatically computes PennyMac's intrinsic value and Net Present Value.
- Preloaded Data: Access historical and forecasted data for reliable starting points.
- Professional Quality: Perfect for financial analysts, investors, and business consultants alike.
Who Should Use This Product?
- Real Estate Investors: Understand mortgage-backed securities and apply them to your investment strategies.
- Financial Analysts: Utilize advanced models for evaluating loan performance and risk assessment.
- Homebuyers: Analyze mortgage options and make informed decisions on financing with insights from PFSI.
- Portfolio Managers: Enhance your investment portfolio with data-driven insights specific to the mortgage industry.
- Researchers: Study the impact of interest rates and housing market trends on mortgage performance.
What the Template Contains
- Pre-Filled Data: Includes PennyMac Financial Services’ historical financials and forecasts.
- Discounted Cash Flow Model: Editable DCF valuation model with automatic calculations.
- Weighted Average Cost of Capital (WACC): A dedicated sheet for calculating WACC based on custom inputs.
- Key Financial Ratios: Analyze PennyMac’s profitability, efficiency, and leverage.
- Customizable Inputs: Edit revenue growth, margins, and tax rates with ease.
- Clear Dashboard: Charts and tables summarizing key valuation results.