Riverview Bancorp, Inc. (RVSB) DCF Valuation
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- ✓ No Expertise Is Needed; Easy To Follow
Riverview Bancorp, Inc. (RVSB) Bundle
Discover the true value of Riverview Bancorp, Inc. (RVSB) with our advanced DCF Calculator! Adjust key assumptions, explore various scenarios, and evaluate how changes affect Riverview Bancorp's valuation – all within a convenient Excel template.
Discounted Cash Flow (DCF) - (USD MM)
Year | AY1 2020 |
AY2 2021 |
AY3 2022 |
AY4 2023 |
AY5 2024 |
FY1 2025 |
FY2 2026 |
FY3 2027 |
FY4 2028 |
FY5 2029 |
---|---|---|---|---|---|---|---|---|---|---|
Revenue | 58.1 | 56.0 | 60.4 | 63.8 | 48.3 | 46.6 | 44.9 | 43.3 | 41.8 | 40.3 |
Revenue Growth, % | 0 | -3.59 | 7.79 | 5.68 | -24.25 | -3.59 | -3.59 | -3.59 | -3.59 | -3.59 |
EBITDA | 23.5 | 16.7 | 31.8 | 26.4 | 7.4 | 16.7 | 16.1 | 15.5 | 15.0 | 14.5 |
EBITDA, % | 40.52 | 29.76 | 52.67 | 41.34 | 15.23 | 35.9 | 35.9 | 35.9 | 35.9 | 35.9 |
Depreciation | 3.0 | 3.2 | 3.5 | 2.7 | 2.8 | 2.5 | 2.4 | 2.3 | 2.2 | 2.1 |
Depreciation, % | 5.1 | 5.73 | 5.83 | 4.22 | 5.71 | 5.32 | 5.32 | 5.32 | 5.32 | 5.32 |
EBIT | 20.6 | 13.5 | 28.3 | 23.7 | 4.6 | 14.2 | 13.7 | 13.2 | 12.8 | 12.3 |
EBIT, % | 35.42 | 24.02 | 46.84 | 37.11 | 9.52 | 30.58 | 30.58 | 30.58 | 30.58 | 30.58 |
Total Cash | 190.5 | 482.0 | 407.5 | 233.8 | 23.6 | 41.8 | 40.3 | 38.9 | 37.5 | 36.1 |
Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Account Receivables | .0 | .0 | 4.7 | .0 | .0 | .7 | .7 | .7 | .6 | .6 |
Account Receivables, % | 0 | 0 | 7.7 | 0 | 0 | 1.54 | 1.54 | 1.54 | 1.54 | 1.54 |
Inventories | -18.1 | -16.7 | .0 | -16.7 | .0 | -8.1 | -7.8 | -7.5 | -7.3 | -7.0 |
Inventories, % | -31.08 | -29.8 | 0 | -26.15 | 0 | -17.41 | -17.41 | -17.41 | -17.41 | -17.41 |
Accounts Payable | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Accounts Payable, % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Capital Expenditure | -3.0 | -3.6 | -3.3 | -5.0 | -5.6 | -3.4 | -3.3 | -3.1 | -3.0 | -2.9 |
Capital Expenditure, % | -5.08 | -6.34 | -5.39 | -7.78 | -11.61 | -7.24 | -7.24 | -7.24 | -7.24 | -7.24 |
Tax Rate, % | 17.43 | 17.43 | 17.43 | 17.43 | 17.43 | 17.43 | 17.43 | 17.43 | 17.43 | 17.43 |
EBITAT | 15.7 | 10.5 | 21.8 | 18.1 | 3.8 | 11.1 | 10.7 | 10.3 | 10.0 | 9.6 |
Depreciation | ||||||||||
Changes in Account Receivables | ||||||||||
Changes in Inventories | ||||||||||
Changes in Accounts Payable | ||||||||||
Capital Expenditure | ||||||||||
UFCF | 33.8 | 8.8 | .7 | 37.1 | -15.7 | 17.6 | 9.6 | 9.3 | 8.9 | 8.6 |
WACC, % | 9.99 | 10.09 | 10.04 | 9.98 | 10.46 | 10.11 | 10.11 | 10.11 | 10.11 | 10.11 |
PV UFCF | ||||||||||
SUM PV UFCF | 42.2 | |||||||||
Long Term Growth Rate, % | 2.00 | |||||||||
Free cash flow (T + 1) | 9 | |||||||||
Terminal Value | 108 | |||||||||
Present Terminal Value | 67 | |||||||||
Enterprise Value | 109 | |||||||||
Net Debt | 94 | |||||||||
Equity Value | 15 | |||||||||
Diluted Shares Outstanding, MM | 21 | |||||||||
Equity Value Per Share | 0.72 |
What You Will Get
- Real RVSB Financials: Access to historical and projected data for precise valuation.
- Customizable Inputs: Adjust WACC, tax rates, revenue growth, and capital expenditures as needed.
- Dynamic Calculations: Intrinsic value and NPV are computed in real-time.
- Scenario Analysis: Evaluate various scenarios to assess Riverview Bancorp's future performance.
- User-Friendly Design: Designed for professionals while remaining approachable for newcomers.
Key Features
- Comprehensive Financial Data: Gain access to precise historical information and future forecasts for Riverview Bancorp, Inc. (RVSB).
- Adjustable Forecast Parameters: Modify highlighted fields such as WACC, growth rates, and profit margins.
- Real-Time Calculations: Automatic recalculations for DCF, Net Present Value (NPV), and cash flow assessments.
- User-Friendly Dashboard: Intuitive charts and summaries to easily interpret your valuation findings.
- Designed for All Skill Levels: An accessible and straightforward layout tailored for investors, CFOs, and consultants alike.
How It Works
- Step 1: Download the Excel file.
- Step 2: Review pre-entered Riverview Bancorp, Inc. (RVSB) data (historical and projected).
- Step 3: Adjust key assumptions (yellow cells) based on your analysis.
- Step 4: View automatic recalculations for Riverview Bancorp, Inc. (RVSB)’s intrinsic value.
- Step 5: Use the outputs for investment decisions or reporting.
Why Choose This Calculator for Riverview Bancorp, Inc. (RVSB)?
- Accuracy: Utilizes real Riverview Bancorp financials for precise data.
- Flexibility: Tailored for users to easily adjust and experiment with inputs.
- Time-Saving: Eliminate the need to create a financial model from the ground up.
- Professional-Grade: Crafted with the expertise and usability expected by CFOs.
- User-Friendly: Simple to navigate, even for those without extensive financial modeling skills.
Who Should Use This Product?
- Investors: Evaluate Riverview Bancorp, Inc.'s (RVSB) financial health before making investment decisions.
- CFOs and Financial Analysts: Optimize valuation methodologies and validate financial forecasts for Riverview Bancorp, Inc. (RVSB).
- Startup Founders: Gain insights into how community banks like Riverview Bancorp, Inc. (RVSB) are assessed in the market.
- Consultants: Provide comprehensive valuation analyses and reports to clients in the banking sector.
- Students and Educators: Utilize real-time data from Riverview Bancorp, Inc. (RVSB) to teach and practice financial valuation skills.
What the Template Contains
- Preloaded RVSB Data: Historical and projected financial data, including revenue, net income, and loan performance metrics.
- DCF and WACC Models: Professional-grade sheets for calculating intrinsic value and Weighted Average Cost of Capital.
- Editable Inputs: Yellow-highlighted cells for adjusting interest rates, growth assumptions, and discount rates.
- Financial Statements: Comprehensive annual and quarterly financials for deeper analysis.
- Key Ratios: Profitability, liquidity, and asset management ratios to evaluate performance.
- Dashboard and Charts: Visual summaries of valuation outcomes and key financial assumptions.