Sterling Bancorp, Inc. (Southfield, MI) (SBT) DCF Valuation
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Sterling Bancorp, Inc. (Southfield, MI) (SBT) Bundle
Discover the true potential of Sterling Bancorp, Inc. (SBT) with our advanced DCF Calculator! Adjust key assumptions, explore various scenarios, and evaluate how different factors affect Sterling Bancorp’s valuation – all within a single Excel template.
Discounted Cash Flow (DCF) - (USD MM)
Year | AY1 2019 |
AY2 2020 |
AY3 2021 |
AY4 2022 |
AY5 2023 |
FY1 2024 |
FY2 2025 |
FY3 2026 |
FY4 2027 |
FY5 2028 |
---|---|---|---|---|---|---|---|---|---|---|
Revenue | 132.4 | 110.1 | 95.6 | 80.1 | 76.3 | 66.5 | 58.1 | 50.6 | 44.2 | 38.5 |
Revenue Growth, % | 0 | -16.86 | -13.2 | -16.13 | -4.84 | -12.76 | -12.76 | -12.76 | -12.76 | -12.76 |
EBITDA | .0 | -17.3 | 34.8 | .0 | 11.9 | 4.8 | 4.2 | 3.7 | 3.2 | 2.8 |
EBITDA, % | 0 | -15.68 | 36.4 | 0 | 15.59 | 7.26 | 7.26 | 7.26 | 7.26 | 7.26 |
Depreciation | 2.1 | 1.6 | 1.8 | 1.5 | 1.3 | 1.1 | 1.0 | .9 | .8 | .7 |
Depreciation, % | 1.56 | 1.46 | 1.84 | 1.92 | 1.75 | 1.71 | 1.71 | 1.71 | 1.71 | 1.71 |
EBIT | -2.1 | -18.9 | 33.0 | -1.5 | 10.6 | 3.7 | 3.2 | 2.8 | 2.5 | 2.1 |
EBIT, % | -1.56 | -17.14 | 34.56 | -1.92 | 13.85 | 5.56 | 5.56 | 5.56 | 5.56 | 5.56 |
Total Cash | 78.8 | 1,310.5 | 412.9 | 728.9 | 997.2 | 61.2 | 53.4 | 46.5 | 40.6 | 35.4 |
Total Cash, percent | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Account Receivables | 13.7 | 11.0 | 7.7 | 7.8 | 8.5 | 6.6 | 5.7 | 5.0 | 4.4 | 3.8 |
Account Receivables, % | 10.36 | 9.98 | 8.05 | 9.77 | 11.16 | 9.86 | 9.86 | 9.86 | 9.86 | 9.86 |
Inventories | -92.6 | -1,016.5 | -420.6 | -388.6 | .0 | -49.2 | -42.9 | -37.5 | -32.7 | -28.5 |
Inventories, % | -69.89 | -923.25 | -440.05 | -484.8 | 0 | -73.98 | -73.98 | -73.98 | -73.98 | -73.98 |
Accounts Payable | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 | .0 |
Accounts Payable, % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Capital Expenditure | -1.3 | -.9 | -1.2 | -.4 | -.5 | -.6 | -.5 | -.4 | -.4 | -.3 |
Capital Expenditure, % | -1 | -0.83741 | -1.23 | -0.52527 | -0.61884 | -0.84222 | -0.84222 | -0.84222 | -0.84222 | -0.84222 |
Tax Rate, % | 29.81 | 29.81 | 29.81 | 29.81 | 29.81 | 29.81 | 29.81 | 29.81 | 29.81 | 29.81 |
EBITAT | -1.5 | -13.0 | 27.1 | -2.9 | 7.4 | 2.9 | 2.5 | 2.2 | 1.9 | 1.7 |
Depreciation | ||||||||||
Changes in Account Receivables | ||||||||||
Changes in Inventories | ||||||||||
Changes in Accounts Payable | ||||||||||
Capital Expenditure | ||||||||||
UFCF | 78.1 | 914.4 | -565.0 | -33.9 | -381.0 | 54.7 | -2.4 | -2.1 | -1.8 | -1.6 |
WACC, % | 20.4 | 19.47 | 22.17 | 25.84 | 19.77 | 21.53 | 21.53 | 21.53 | 21.53 | 21.53 |
PV UFCF | ||||||||||
SUM PV UFCF | 40.7 | |||||||||
Long Term Growth Rate, % | 2.00 | |||||||||
Free cash flow (T + 1) | -2 | |||||||||
Terminal Value | -8 | |||||||||
Present Terminal Value | -3 | |||||||||
Enterprise Value | 38 | |||||||||
Net Debt | -521 | |||||||||
Equity Value | 558 | |||||||||
Diluted Shares Outstanding, MM | 51 | |||||||||
Equity Value Per Share | 10.99 |
What You Will Receive
- Customizable Excel Template: A fully editable Excel-based DCF Calculator featuring pre-filled real SBT financials.
- Authentic Data: Access to historical data and forward-looking projections (highlighted in the yellow cells).
- Adjustable Forecasts: Modify forecast assumptions such as revenue growth, EBITDA %, and WACC as needed.
- Instant Calculations: Quickly observe how your inputs affect Sterling Bancorp's valuation.
- Professional Resource: Designed for investors, CFOs, consultants, and financial analysts.
- Intuitive Layout: Organized for clarity and ease of navigation, complete with step-by-step guidance.
Key Features
- Comprehensive Financial Data: Sterling Bancorp’s historical financial statements and pre-filled projections.
- Customizable Parameters: Adjust WACC, tax rates, revenue growth, and EBITDA margins as needed.
- Real-Time Valuation: Instantly view Sterling Bancorp’s intrinsic value updates.
- Intuitive Visualizations: Dashboard graphs showcase valuation outcomes and essential metrics.
- Designed for Precision: A reliable tool tailored for analysts, investors, and finance professionals.
How It Works
- 1. Access the Template: Download and open the Excel file containing Sterling Bancorp, Inc.'s (SBT) financial data.
- 2. Modify Key Inputs: Adjust essential parameters such as growth rates, WACC, and capital expenditures.
- 3. Analyze Results in Real-Time: The DCF model automatically computes intrinsic value and NPV based on your inputs.
- 4. Explore Various Scenarios: Evaluate different forecasts to understand a range of valuation possibilities.
- 5. Make Informed Decisions: Present expert valuation analyses to back your strategic choices.
Why Choose This Calculator for Sterling Bancorp, Inc. (SBT)?
- Designed for Financial Experts: A sophisticated tool utilized by analysts, CFOs, and financial consultants.
- Accurate Financial Data: Sterling Bancorp’s historical and projected financials are preloaded for precision.
- Flexible Scenario Analysis: Easily simulate various forecasts and assumptions for strategic planning.
- Intuitive Outputs: Automatically computes intrinsic value, NPV, and essential financial metrics.
- User-Friendly Interface: Step-by-step guidance ensures a smooth calculation process.
Who Should Use Sterling Bancorp, Inc. (SBT)?
- Individual Investors: Gain insights to make informed decisions about investing in Sterling Bancorp, Inc. stock.
- Financial Analysts: Enhance analysis with comprehensive financial models tailored for Sterling Bancorp, Inc.
- Consultants: Provide expert valuation assessments to clients with speed and precision.
- Business Owners: Learn from the valuation strategies of established firms like Sterling Bancorp, Inc. to refine your own business approach.
- Finance Students: Explore valuation methodologies through real data and case studies relevant to Sterling Bancorp, Inc.
What the Template Contains
- Historical Data: Includes Sterling Bancorp’s past financials and baseline forecasts.
- DCF and Levered DCF Models: Detailed templates to calculate Sterling Bancorp’s intrinsic value.
- WACC Sheet: Pre-built calculations for Weighted Average Cost of Capital.
- Editable Inputs: Modify key drivers like growth rates, net interest margin %, and loan loss provisions assumptions.
- Quarterly and Annual Statements: A complete breakdown of Sterling Bancorp’s financials.
- Interactive Dashboard: Visualize valuation results and projections dynamically.